Mommy Transforms
Be In The Moment
Category: Beauty
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当遗憾与手续交织：一窍不通的我到 Amanah Raya 申请 Letter of Administration (LA) 的心路历程
大家应该都没想过有一天会要跟 Amanah Raya (AR) 打交道吧？是的，我也一样！妈妈生前没有留下遗嘱就这么突然地走了，那时保险经纪人刚生了宝宝也没介绍可以backup她的同事，基于我已经当妈了清楚明白产后心情，所以只问了她我接下来该找谁处理后，担心耽误了申请时间的情况下我跟双威医院申请医疗报告的同时也在摸索如何申请妈妈那说多不多说少不少的遗产。 我提到的医疗报告，其实是因为妈妈骤逝我们都忙着处理后事，而忘了在安排把妈妈运回家的当下就保留她的所有医疗记录。或许、如果、可能你/你的家人即将进行手术，建议在手术当天或尽早向医院索取所有术前与术后检查报告/评估。对，医院没有给你拷贝一份你得主动要求哦！这样才能确保资料齐全，万一有任何后续处理都会比较顺利。其他的医院我不清楚，可我们办好丧事后特地去到双威医院拿报告时晴天霹雳 —— 每一份报告都得付费！ 这时你可能会问应不应该付钱“买”这本来就属于我们的记录呢？我只能告诉你，我们收到的文件似乎并未涵盖所有相关完整资料/报告。原来，不是每一次的迟到都会好过没到… 请你细品~ 言归正题，根据 Probate and Administration Act 1959（PAA 1959），生前没有留下遗嘱的话，逝者家属必须申请遗产管理书 Letter of Administration （LA）才能有合法资格处理他/她的银行存款、KWSP、保险、房产或其他遗产。妈妈的资产不复杂，没有资产也没有债务，所以保险经纪人提议我直接去 AR HQ 处理。 即使线上做足了功课我还是白跑了 AR HQ 两趟，真正体会到了办理遗产相关手续的复杂与繁琐。丧亲本已令人心力交瘁，如果你在面临一样的情况那么希望这一篇迟了三年的心路历程（在这之前，我稍微查询了整体手续还是大同小异），特别是在文件准备方面可以让你少走一些弯路： 谁可以成为遗产继承人？ 首先最核心的问题：谁能申请成为遗产管理人？只能是直系/近亲属，如配偶、成年子女、父母、手足等。如果家中有未成年子女，他们不能亲自申请，但法庭会要求任命另一位成年人代为管理，确保未成年人的权益受到保障。若符合资格的成年人不止一位，家人可以自行商量，并私下达成共识，决定由哪一位成年人承担遗产管理人的责任。 值得一提的是，即使你们愿意将为数不多的遗产全部归于仍在世的父亲／母亲，或者其中一位已经移民国外的继承人愿意放弃其继承权，那么你们/他都必须在所在地的 Commissioner for Oaths 宣誓官（若身在马来西亚）/ Notary Public 公证人（若身在海外）面前签署一份放弃继承权声明书，并将该文件提交予 AR。不过，由于我们觉得手续繁琐，因此我没有这文件范本。基于此情况，建议你们先向 AR 查询，以确认正确的文件要求。 如何注册户口？ 开始时先到 Amanah Raya Registration 网站注册一个户口，通过电邮激活户口之后就可以在线申请了。不过，这里我建议你先把我接下去分享的文件部分读完，以便你填表格时不会浪费太多时间来上载/添加所需证明文件： 除了申请新的LA，如果你之前已经提交过申请，想查询最新状态/更新的话可以试试去 Application Status 然后点击 ADD NEW ACCESS 按钮后输入文件编号
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Why DR’s Secret/Aestier? For that price I would rather buy imported brands in Parks*n or R*binson. Here’re 3 reasons why I am still using it after 4 good years!
“Have you ever stick to one skincare brand for more than ONE year on your skin?” No, I don’t. Back in my teenage years, I mixed and matched different brands of skincare products, and then in my 20s to 30s I was so insane about japanese or korean brands from the departmental stores. But now,
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如何网上自购全美世界的皙之密/熙黛尔/维格尔产品？这线上BA完整注册流程让您轻松入会（中文版）
感兴趣想要试试 DR’s Secret / Aestier 护肤品或 Avance 营养品，可是又不想被打扰的话可以参考此页，自己就可以注册成为全美世界的会员。
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I’ve Done Registration in BWL, So What’s Next? 5 Tips To Purchase Your First Order (Valid Until 31/12/2022) The Most Cost-Effective Way in BWL Mobile
Congratulations and Happy 32nd Anniversary to BWL, there are more and more best worlders recognizing your value since three decades ago, and still counting!! Success certainly does not come overnight, BWL has been delivering high performance products since it’s founded in 1990 which was listed on SGX Mainboard as the only direct selling public company
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“I heard DR’s Secret was actually DR’s Seager which was being banned in the past decade!”
I did not have much interest about the ingredients in the skincare I was using last time, as what I have mentioned in my earlier post. I doubt who really care, right? Surprisingly, although to me BWL’s reputation as a public-listed company has no difference to those international brands, but many people may still concern
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BWL Is Hiding The Prices of DR’s Secret & Aestier Skincare Products?
Our skin is vulnerable to many factors, leaving aside the internal ones like genetics, hormones and aging which are hardly to be influenced, external factors like emotional stress, unprotected sun exposures, poor diet, dehydration, lack of sleep, or overuse of skincare actives etc etc may have left their marks on the skin. Meaning to say,…
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Are you buying genuine DR’s Secret & Aestier skincare products? Go through these 7 tips so you are not taken for a ride!
Are you buying genuine DR’s Secret & Aestier skincare products? Go through these 7 tips so you are not taken for a ride!
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